"Living in the moment" does not mean ignoring the future. You still plan for the future, but you base it on how you feel, and what you want, right now.

You can never know the future. Things will change, and trying to plan for all possible outcomes is impossible; it is destructive, stressful, and it distracts from what you are doing in the present.

And most importantly, do not be afraid to change your future plans; if how you feel, and what you want, changes, then it is time for a new plan. Know that the plans you make right now are not written in stone; pursue your dreams with vigour, but do not be afraid to ask yourself: "Is this still what I want?" It is one of the most important questions you can ask yourself! Do it often, and listen to the answer!